Preferred Homeowners Insurance

Need homeowners insurance to protect your most valuable asset? Our plans are affordable and offer flexibility for covering your home — even in challenging circumstances.

Cape Cod bungalow-style home

In a hurry? Click here for a free, no-obligation, homeowners insurance quote today.

At Sullivan Insurance Agency, we can help you find homeowners insurance that meets your needs and provides the most valuable combination of tailored coverage, quality service, and fair pricing.

Not only do we provide homeowners insurance through Progressive, but we also represent many companies and will shop and compare until we find the best policy and discounts for you. Our agents are local and understand what coverage you may need based on your home and location.

Whether you own a house, apartment, condominium, or mobile home — the right insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings. Contact us today for more information!

How Much Does Home Insurance Cost?

Many factors can impact the cost of homeowners insurance. Your home insurance policy is most often made up of the specific options you choose, so how much you’ll pay for your policy depends on:

  • Prior claims and coverage selections
  • Home location and characteristics
  • Type of home (construction materials and other specs)
  • Where you set your limits
  • Age of roof

Worried you aren’t completely covered? Consider an umbrella insurance policy that extends your coverage.

Basic Homeowners Insurance Coverage in KY

Most homeowners insurance policies cover the following:

  • Damage — such as windstorm, fire, hail, and break-ins to your dwelling
  • Damage to unattached structures — such as a garage or gazebo
  • Protection for your personal belongings — including burglary coverage
  • Personal liability coverage
  • Medical payments due to an injury on the property
  • Living expenses due to home loss or damage

Homeowners Insurance in KY through Progressive

Progressive logoAs a select agency offering Progressive homeowners insurance, the team at Sullivan Insurance works hard to find the right policy for your specific needs and budget.

Progressive offers flexibility in coverage through three primary policy packages:

  • Platinum
  • HomeShield Plus
  • Basic Policy

How to Save Money with Progressive

Did you know that bundling your insurance policies saves you money?

We make it easy and affordable to bundle home and auto insurance and save with one company. When you bundle, you’ll earn a multi-policy discount if you have an auto policy and home, condo, or renters insurance with Progressive.

Progressive also offers homeowners policy discounts for:

  • Newer homes
  • New home purchases
  • Installed Ring cameras
  • Non-smokers

In addition to auto and home, Progressive offers multi-policy discounts for bundling RV, boat, motorcycle, and more. Get all your insurance policies under one roof — with cost savings for you!

Why Sullivan Insurance?

Every home is unique and some homes are more challenging to insure than others. At Sullivan Insurance we will find a policy that covers your type of dwelling, including:

  • Older homes
  • Home with claims
  • Seasonal homes
  • Rental properties
  • Mobile homes

Whether you talk to Gerry, Sharon, or AnnRenee, you’ll always talk to a real and local person about your insurance. A person that will treat you like family. That means no automated phone banks, no disinterested call centers, and no hard-to-understand insurance jargon!

Let us help you bundle your homeowners and auto insurance to save money. Contact us today for your free homeowners insurance quote!

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